Car insurance policy for a year

Auto insurance policies with a 12-month coverage period start on the first day of the policy.

One year of penalty-free adjustments is permitted under these plans,

which could be advantageous or disadvantageous.

You might continue to offer low rates for a while.

An yearly policy means you won't have to worry about price rises more than once a year because auto policies frequently grow in price over time.

Unless you add a driver or vehicle or alter your coverage before the policy period is over, 

 your premium cost will remain constant for the full year.

To alter something, you might have to wait. 

 If your rate is guaranteed for a full year, you have no recourse if you're not satisfied with your insurance.