HDFC Bank to have personal loan ready for all in 10 seconds 

A personal loan can be secured with little documentation and without providing any security or collateral. 

But it has to be paid back in monthly installments, just like most loans.

It can be used to pay for anything, such as education, a wedding, a vacation, house renovations, medical costs, and even the purchase of a gadget.

In the event of a cash flow crisis, you might even use the funds to help with daily costs.

Customers who have been pre-approved by HDFC Bank can get a personal loan in only 10 seconds.

Others often need around 4 hours.

As an existing client, you may submit an application through NetBanking on the HDFC Bank website, an ATM, or the Loan Assist App. 

If not, you can start the procedure by going to the nearby branch.

You can choose a repayment period that works for you. You must then pay the debt in equal monthly installments, or EMI.